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Legal · Sheet 11.1Epiidosis Africa Limited · Drawing set · Rev B

Legal · Disclaimer

Advisers, not lenders or insurers.

What Epiidosis Africa does, what it doesn't do, and how to read the information on this website.

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Sheet 11.1.2 / TextDisclaimer · 9 sections

In short

We advise, prepare, structure and introduce. Licensed banks and financiers provide financing, and licensed insurers and brokers place cover. We never hold client money.

Our regulatory status

Epiidosis Africa Limited is a private limited company incorporated in Kenya, based in Nairobi. We are an advisory firm. Our work is to advise, prepare, structure, review and introduce, so that businesses approach banks, financiers and insurers ready.

Status statementEpiidosis Africa Limited is an advisory firm. We are not a bank, lender, insurer or insurance intermediary, and we do not hold client money.

Fig. 11.1 · Who does whatSchematic · NTS
Who does what in an engagementThree boxes from left to right. 01, you, the client. 02, Epiidosis Africa, an advisory firm that advises, prepares, structures and introduces, under an engagement letter. 03, licensed banks, financiers, insurers and brokers, who decide, lend and insure, reached through an introduction if you agree. A line under all three shows that financing or cover is a contract directly between you and the provider. No client money passes through Epiidosis Africa. 01 · YOUYour businessTHE CLIENT 02 · EPIIDOSIS AFRICAAdvise, prepare,structure, introduceADVISORY FIRM 03 · PROVIDERSLicensed banks,financiers, insurersand brokersDECIDE · LEND · INSURE ENGAGEMENTLETTER INTRODUCEIF AGREED FINANCING OR COVER · CONTRACT BETWEEN YOU AND THE PROVIDER NO CLIENT MONEY PASSES THROUGH US Who does what in an engagementThree boxes from top to bottom. 01, you, the client. 02, Epiidosis Africa, an advisory firm that advises, prepares, structures and introduces, under an engagement letter. 03, licensed banks, financiers, insurers and brokers, who decide, lend and insure, reached through an introduction if you agree. A line on the left shows that financing or cover is a contract directly between you and the provider. No client money passes through Epiidosis Africa. 01 · YOUYour businessTHE CLIENT ENGAGEMENT LETTER 02 · EPIIDOSIS AFRICAAdvise, prepare, structureand introduceADVISORY FIRM INTRODUCEIF YOU AGREE 03 · LICENSED PROVIDERSBanks, financiers, insurersand brokersDECIDE · LEND · INSURE CONTRACT · YOU AND PROVIDER NO CLIENT MONEY PASSES THROUGH US

Financing and cover are contracts between you and the licensed provider.

What we are not

  • Not a bank. We don't take deposits or run accounts for clients.
  • Not a lender. We don't lend or provide financing of any kind.
  • Not an insurer or insurance intermediary. We don't underwrite risk, and we don't sell or place insurance cover ourselves.
  • Not a holder of client money. We never accept, hold or pass on funds for a client.

No guarantee of approval or cover

We can't guarantee that a bank or financier will approve financing, or that an insurer will offer cover. We also can't promise timing or terms.

Credit and underwriting decisions belong to the licensed provider alone. Our work makes your application complete and credible. It doesn't decide the outcome.

Licensed banks, financiers and insurers

  • Financing comes from independent, licensed banks and financiers.
  • Insurance cover is placed through licensed insurers and brokers.
  • We can introduce you and support the process. The contract for financing or cover is between you and that provider, on its own terms.
  • We are not tied to any one lender or insurer. Before you sign, check the provider and its licence for yourself.

General information, not advice

Everything on this website is general information. It isn't financial, investment, legal, tax, accounting or insurance advice, and it doesn't take your circumstances into account.

Don't act on it without advice specific to your situation. We give advice only under a signed engagement letter, for the scope that letter sets out.

Partner services and engagement letters

Some services are delivered with our advisory partners, specialist firms in finance, research, HR and insurance consulting.

Where a partner performs any part of your engagement, your engagement letter names that partner and describes its role before work starts. Fees are agreed up front in the same letter.

Licensing statements

Some advisory services can require a specific licence or authorisation. We'll add any licensing or registration statements to this page once they are confirmed.

Until then, nothing on this website should be read as a statement that Epiidosis Africa holds a licence from, or is supervised by, any authority.

Examples, samples and links

  • Example deliverables, sample insights and drawings, such as the illustrative capital stack, are illustrations only. They don't describe a real client, rate or term.
  • We work to keep this website accurate and current, but its content can change without notice.
  • Links to other websites are for convenience. We don't control those sites and aren't responsible for their content. Our Terms of use say more.

Contact

Questions about this disclaimer? Contact us at our Nairobi office.

Company
Epiidosis Africa Limited
Address
Head Office, Applewood Adams, Ngong Road, Suite 312, P.O. Box 22251-00100, Nairobi, Kenya
Sheet 11.1.3 / RegisterLegal pages · Sheets 11.1–11.6