Letters of credit, guarantees and standby instruments for importers and suppliers.
01Finance & Structure
Get finance-ready before you approach a lender.
We help businesses prepare for, structure and approach financing. Financing itself comes from independent, licensed banks and financiers. We do not lend.


The problem we solve
Most financing applications stall because the paperwork, the structure or the numbers aren't ready. We fix that before a lender sees them.

How we help
Open a card for the detail.
Invoice and receivables financing, and contract finance.
Construction facilities, asset-secured debt and mortgages.
Advice on accessing liquidity against eligible listed shareholdings, through licensed providers.
Company setup support and bank account applications.
SPVs, funds and project vehicles for infrastructure, energy, housing and PPP projects.
Bank-ready proposals, financing readiness reviews and pre-assessments, so applications are complete and credible before they reach a lender.
What goes into a readiness pack
Six inputs, prepared and checked, become one bank-ready proposal.
- Input document 1–6
- Numbered connector
- Information flow
- Bank-ready proposal
What you receive
The bank-ready proposal leads. Where a project needs them, the other practices add their own documents.
- Example deliverable
Epiidosis Africa
01Finance & structure
Bank-ready proposal
Prepared for [Client name]
- Example deliverable
Epiidosis Africa
02Understand
Market intelligence report: explore the research practice
Prepared for [Client name]
- Example deliverable
Epiidosis Africa
03Staff
Hiring plan & HR policy set: explore the HR practice
Prepared for [Client name]
- Example deliverable
Epiidosis Africa
04Protect
Risk review & insurance programme map: explore the risk practice
Prepared for [Client name]
Illustrative capital stack
- Equity
- Quasi-equity
- Senior debt
Illustrative only. No rates or terms are implied.
Illustrative only. No rates or terms are implied.
Who it's for
- Contractors
- Developers
- Importers & suppliers
- Growing SMEs
- Project sponsors
- Listed shareholders
How it runs
- 01
Review
Readiness review of your documents
- 02
Prepare
Prepare the pack and structure
- 03
Introduce
Introduce you to licensed banks or financiers
- 04
Support
Support through credit approval and onboarding
Questions we help answer
Compliance
Delivered under strict KYC, anti-money-laundering and data-protection standards. We are not a lender: any financing decision is made by the licensed bank or financier.
FAQs
Do you lend?
No. Financing comes from independent licensed banks and financiers.
Can you guarantee approval?
No. Credit decisions are made by the lender. We make sure your application is complete and credible.
Which lenders do you work with?
Independent licensed banks and financiers. We're not tied to any one of them.
What does it cost?
Fees are agreed up front and set out in your engagement letter.
Talk to the finance team
